Your Assurance of Safety

Your TJP assets are safely custodied at TD Ameritrade, one of the largest brokerages in the USA. Investments can only be withdrawn by you or those you expressly authorize.

We manage the portfolio but never have access to the funds.

CLICK HERE  to learn more about the relevant assurances that provide complete peace of mind to TJP investors including:

This guarantee does not extend to the market value of investments, which fluctuate and may lose value.


TD Ameritrade is committed to delivering to our clients one of the highest levels of security in the industry — at no cost to you. That means they will reimburse you for the cash or shares of securities from your account that are lost as a result of unauthorized activity. They are promising you this protection, which adds to the provisions that already govern your account, in case unauthorized activity ever occurs and they determine it was through no fault of your own. (Unauthorized activity does not include actions or transactions undertaken by or at the request of you, your registered investment advisor or family members, or anyone else whom you have allowed access to your account or to your account information for any purpose, such as trading securities, writing checks or making withdrawals or transfers.) This guarantee does not extend to the market value of investments, which fluctuate and may lose value

FDIC insurance Certificates of Deposit: (CDs) purchased through TD Ameritrade are issued by banks insured by the Federal Deposit Insurance Corporation (FDIC). In addition, cash in your account can be held in a TD Ameritrade FDIC Insured Deposit Account (IDA). Balances in an IDA are held at one or more banks (“Program Banks”), where they are insured by the FDIC against bank failure for up to $250,000 per depositor, per bank. Two of the Program Banks are TD Bank, N.A. and TD Bank USA, N.A., both are affiliates of TD Ameritrade. Each bank will have separate FDIC coverage of up to $250,000 per depositor for up to $500,000 total per IDA depositor.

SIPC protection TD Ameritrade, Inc. is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account protected up to $500,000, which includes a $250,000 limit for cash. For details, please see Additionally, TD Ameritrade provides each client $149.5 million worth of protection for securities and $2 million of protection for cash through supplemental coverage provided by London insurers. In the event of a brokerage insolvency, a client may receive amounts due from the trustee in bankruptcy and then SIPC. Supplemental coverage is paid out after the trustee and SIPC payouts and under such coverage each client is limited to a combined return of $152 million from a trustee, SIPC, and London insurers. The TD Ameritrade supplemental coverage has an aggregate limit of $500 million over all customers. This policy provides coverage following brokerage insolvency and does not protect against loss in market value of the securities.