FAQ

General Questions
What types of accounts does TJP support?

TJP currently supports taxable investment accounts including individual, joint and trust accounts. We also support:

  • Traditional IRAs
  • Roth IRAs
  • Simplified Employee Pension (SEP) IRAs
  • Simple IRAs
  • IRA Transfers
  • 401(k) Rollovers
  • Beneficiary IRAs
Do you support Custodial & Guardianship accounts?

Yes, we currently support Custodial & Guardianship accounts, including:

  • Custodian for a Minor
  • Conservatorship
  • Guardianship
  • Traditional IRA for a Minor
  • ROTH IRA for a Minor
Who may open an account with TJP?

Any individual 18 or over, who is a legal U.S. resident or a U.S. citizen (with a permanent U.S. street address) may open an TJP account.

Fees
How much does TJP charge for its services?

TJP charges an annual fee based on the size of the account, ranging from 1.05% to 2.00%. To see a table of the fee for each account size, go to Pricing and Accounts. The annual fee covers investment advice, custodian fees, rebalancing, and account administration.

What kind of trading commissions will I incur with a TJP account?

Through our partnership with TD Ameritrade, TJP account holders enjoy zero-commission trades.

Are there custodial fees associated with a TJP account?

No, there are no custodial fees associated with a TJP account.

Transfers
Can I transfer my outside portfolio into TJP?

Yes. We are able to transfer an outside brokerage account in its entirety to TJP using the industry-standard Automated Customer Account Transfer Service (ACATS). This will bring your assets over in their entirety.

We then have the ability to sell your transferred assets and invest you in the appropriate TJP portfolio.

If your account is taxable, any gains on these sales will be taxable.

Is it better to sell any securities before I transfer my account to TJP?

Yes, we highly recommend that you sell existing securities before you transfer your account to TJP.

If your account is taxable, any gains on these sales will be taxable.

Can I transfer a portion of an existing brokerage account to TJP?

Yes, TJP offers a fully electronic process to transfer all or part of your account. TJP will recommend a transfer plan for each of the securities in your account and generate a list of assets to be transferred. You are welcome to edit this list by removing or adding securities (except for holdings such as penny stocks, bonds, options, and certain other instruments, which cannot be transferred to TJP).

Withdrawals
How do I make a partial withdrawal from my account?

To withdraw some of the funds in your account, login to the The Jerusalem Portfolio website, and then select Account and Transfer Money at the bottom left of the page. We will send the funds to you via bank transfer (ACH). We cannot honor partial withdrawal requests that would leave your account below the required $180 minimum balance.

How do I withdraw all the funds in my account?

To withdraw all the funds in your account, login to: www.TheJerusalemPortfolio.com, and then select Account and Transfer Money from the top of the page. You will receive your funds via bank transfer (ACH). We will close your account within thirty (30) days after the withdrawal is complete, as we do not maintain accounts with a zero balance.

How long does it take to withdraw my funds?

The timing of a withdrawal depends on several factors, including what time of day the withdrawal request is made and the institution receiving your funds, but most withdrawals take 5 - 6 business days before the requested funds will be in your bank account.

When you request a withdrawal from your taxable TJP account, we will send you an email within 1 business day to verify that the request is valid. Once you verify your withdrawal request, we will place the trades to raise the required cash in your account. All trades then take 3 business days to settle (This applies to all brokerage firms, not just TD Ameritrade). Upon trade settlement, we will then return your funds via the electronic ACH link to your bank account, which usually takes another 1-2 business days, but can take an additional 1 – 2 days longer depending on where the funds are being sent.

Please note that if you request a withdrawal into a bank account which is different than the account that originally deposited the funds into TJP, that for your security, we may ask you for additional information before returning your funds.